Supreme Court Regulations on Letterhead


The Supreme Court recently awarded that lawyers legitimate to use a special attorney's letterhead. You may hurt your head and ask yourself. Why did this incident reach the US Supreme Court? Does Justice need to worry about bigger things?

This is a very important case as a lawyer to appeal to the debt collector for living whether to believe it or not. Creditors who are suing lawsuits and debt collection law firms are very hard to deal with. We are using "least sophisticated" consumer standards in most of these cases. Therefore, when evaluating debt collection activities, you must place yourself and customers in the least sophisticated consumer shoes.

The cases raised in the Supreme Court asked whether attorneys (hiring lawyers and using attorney's letterheads) are legal when sending loan collection letters.

problem

This case was brought up in the Supreme Court that the Fair Debt Recovery Act (FDCPA) states that third-party creditors can not mislead or mislead consumers when collecting consumer obligations It is because it is. Some people thought that using a letterhead not belonging to an attorney in charge of collecting government bonds was false for the least sophisticated consumers.

However, the Supreme Court discovered that this practice is not a perjury, as these attorneys represent the state. The court cautioned, in this case, discovered that the following was true.

A special lawyer only does what he is instructed and does not give a wrong impression. The use of the letterhead of the law firm's office tells the authority the special advisor is writing to the obligor.

What laws are protecting

It is illegal for third-party creditors to collect obligations using the scale of deception. In the above case, creditors are proved not to violate the law, but creditors who are disguised as others or something else are illegal. I do not really like consumers to sue creditors, but I think the Supreme Court has made a proper decision.

This case is important. Because the Fair Deed Collection method draws lines in the sand between legitimate and misleading or illegal ones. If you believe that you are trying to collect debts in violation of the Fairness Collection Law, please contact a reputable and trustworthy lawyer.


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