The epidemic of identity theft - what experts have not told you

Let's walk alone on foot in the street. It was late at night. It is a bit lively and the wind blows through high-rise buildings on both sides of you. Suddenly, from anywhere, someone ran over you, beat you, grab your wallet, and take off.

It sounds like a movie scene and the time may come when crime from people of this type to people can only be found in movies. Why can you use human information to obtain jobs, credit cards, credit facilities, who will rob the bank, or take individuals?

Now, everyone knows what identity theft is. Identity theft has been reported since a few years ago, since the FTC report in September 2003, crowds of public awareness raising are taking place.

In their report, the FTC said that average personal information theft victims spend over $ 1,400.00, over 200 hours to clear their good names. According to reports now, the winner will spend far more in terms of time, money, and frustration.

Other people may spend such time and money, but if you do not have extra $ 1400 or 200 hours please read!

What is identity theft?

Identity theft did not happen to me.

What can I do to protect myself?

I have good news.

Identity theft insurance?

What is identity theft?

ID theft happens when someone steals your personal information and uses it fraudulently to gain access to your credit or bank account or employment.

How can I do it?

Literally thousands of information could be stolen, as the local prosecutor Chris Rosenthal in Harris County knows, if there is a possibility that he may happen, identity theft and fraud are against everyone It is evidence that there is a possibility of occurrence. "Rosenthal said about $ 8,000 was stolen from his account before being discovered [...] He said there are still problems due to the crime. His checks were rejected when I tried to purchase supplies for his daughter.

There are thousands of such stories, but I have already heard this in your regional and country news.

What can you do to protect yourself?

In order to become aggressive, here the "expert" tells you what to do. Read this list carefully and think about the extra time and the meaning of frustration in your life while you do.

Avoid giving your social security number ... shred or discard information on banks and credit card ... discard or discard credit cards and other direct mails Please ... Create a password that includes numbers and letters ... ... donate by phone ... purchase goods online only from a reputable website ... computer firewall at home Install ... Read all privacy statement on account and bank liability clause Please check your credit report more frequently ... Please use one credit card for purchase ... Avoid online shopping ... Update your antivirus on your computer every day ... Your concert To install the Spyware software to Yuta, not your mailbox, please drop your email to blue post box. Please do not leave mail in mailbox at night or on weekends ... Please sign up for locked mailbox. I do not trust your mail will remain in your mailbox ... the list will continue ... And ... and on ...

"Experts" instruct them to reorganize their entire life to actively defend against identity theft. However, what everyone tells you is not this:

It does not guarantee 100% that your information will not be used. Regardless of what you are doing, you are likely to be the target of identity theft just like any other person you know.

Approximately 2,500 employees of the Washington County (Maryland) Board of Education, when a social security number, name, date of birth, and other personal information were accidentally posted on the school system website in 2004 In case, I found this.

The total population is about 33 million people per person in six people and says that someone used their identity since 1990 "

I have good news

If you become a victim of identity theft, you have basically two choices. You can try to handle it yourself, or you can have a professional help you.

If you try to process it yourself, we may contact the Better Business Bureau (BBB). When you visit the BBB website, the following sentence is displayed.

"It is illegal for the BBB to be able to help you if your complaint is against the thief of himself.It strongly urged to report identity theft to the Federal Trade Commission.

So please visit the Federal Trade Commission (FTC) website. "The FTC acts as a federal information center for complaints by identity theft victims and may lead to law enforcement measures.

In other words, the BBB and FTC can provide information on how to spend 200 hours and $ 1,400, and can report information that "leads to law enforcement measures".

Beyond that, you are not working to recover your credit, so yourself is yourself. But they will send you 25 pages of books. Let's do our best.

This means that there is no defect in the BBB or FTC. It can only be said that on a daily basis more than 27,000 people have no resources to help them recover their fame and credit. Clearly, in order to solve this problem, Americans need different types of assistance.

Identity theft insurance?

Several companies, including Citibank and three credit repositories, offer various types of credit monitoring services. Citibank has seen a very interesting Citibank advertisement and promotes the protection of your information from thieves. Also, as a result of identity theft, Citibank provides credit card protection. This is a wonderful idea, but credit card fraud accounts for only about 40% of identity theft.

What about other 60% ID theft cases? Well, in most cases, they happen when you are using your name to earn credit or employment. Three credit bureaus have stepped in to offer you credit monitoring services so that you can keep track of what is happening on your credit every day, weekly, or monthly. Thus, if your information is used by someone you do not know, you can know it and ideally do something on the day it happens. The cost is from $ 4.95 per month to $ 19.95 per month. Although these services usually solve the problem, I hope to resolve the problem within 200 hours by early detection and solve the problem with less than $ 1,400.00.

Another company has seen this trend and we have been walking since consumers need to protect themselves from the theft of personal information. Kroll Worldwide is one of the world's leading risk consulting firms. They are in charge of the following things:

Track the funds of Saddam Hussein after the first Gulf War, prepare the Sears Tower and the world's tallest building evacuation plan, and handle high-profile cases such as Enron's catastrophe.

In addition to monitoring credit every day, Crawl has created a product that provides credit reports so that you can understand it (as well as credit repositories), but assigns individual researcher investigators to you. Please work along your side, regain your credit and identity, and track the thieves who committed the crime. This saves time and money

Identity theft does not show signs of deceleration. Indeed, many state and federal law enforcement agencies expect the problem to worsen before the problem improves. Other companies are sure to observe crawling leadership in providing identity theft solutions. Perhaps other companies can not match the background and experience of the company like Crawl, but create similar products to help consumers, within the next 3 to 5 years protection of identity theft is our I use it to protect myself on a daily basis.

In short, this is what experts have not told you:

There is no guaranteed way to protect your information,

With rapid and electronic banking and communication with advanced era, your information is open to those who want to find it,

If you have sacrificed so far, there is a high possibility that you will be sacrificed again.

Identity theft is staying here as a crime.

Changing the way you do things reduces the chances that you will become a victim, but there is no way to make sure your information remains in your information.

Today's reality is that you are walking on a dark road on a windy night. Someone takes you away, but you do not know or feel it for days, weeks, or months.

Since the prevention of theft of personal information in highly qualified companies like Crawl knows that you have a very trained personal bodyguard walking around your back, so you are right It is like walking.

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